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US Salary Tax Estimator
Gross → modeled net average
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2026 U.S. salary scenarios: annual federal-tax and FICA estimates with an assumed state rate.

Guides with source and review records

Explore the examples and sources, then try the matching tool. Review records document AI-assisted checks; they are not a guarantee of accuracy or human specialist review.

A job offer states gross pay, not the amount deposited in each paycheck. This tool estimates employee FICA and annual federal income tax using 2026 rates and the selected standard deduction, then applies a state-tax percentage supplied by the reader. Its annual result divided by 12 is for comparing scenarios, not a W-4 withholding or pay-stub forecast. The two guides below show what the estimate includes and omits.

What this category covers

  • FICA — Social Security wage cap and uncapped regular Medicare tax
  • Federal estimate — single or married-filing-jointly 2026 brackets
  • State-rate input — an assumption on gross salary, not a state tax table
  • Gross vs modeled net — why a real paycheck can differ

Primary sources

  • IRS — 2026 federal brackets and standard deductions
  • Social Security Administration — 2026 Social Security wage base
  • IRS — Publication 15-T for actual paycheck withholding methods

Want to use the tool directly? Head to Take-Home Pay. Guides with source and review records appear above; earlier articles are kept separately.